Struggling with Debt? There are solutions.

Guidestone Law Group’s team of lawyers focuses on debt management solutions to help you get out from under this crushing debt.

In just the first three months of 2020 consumer household debt increased by $155 billion. This number is fully expected to have grown at an even faster rate through the rest of 2020 due to the impact of the COVID-19 pandemic. Mortgages are the leading category of consumer debt and when combined with student loans, credit cards and auto loans bring total debt levels to a record amount over $14 trillion.

Areas of Service:

Bankruptcy

When your debt levels become unmanageable bankruptcy may be an option that you need to consider. There are two types of bankruptcy that are commonly applied to consumer debt, Chapter 7 and Chapter 13.

FDCPA

FDCPA is the commonly used abbreviation for the Fair Debt Collection Practices Act which is a federal law that applies to the collection of consumer debt by 3rd party debt collectors.

Debt Negotiation

An option available to you that is often overlooked and may be the best place to start when looking for a solution to your financial situation would be to come to an agreement with your creditors through debt negotiation.

Litigation Defense

When unable to collect on consumer debt through other actions creditors may decide the best way to handle your case is through a lawsuit.

Enough Talk, We are Ready to Help.